The Mifos Initiative

End Poverty One Line of Code at a Time - FinTech non-profit using the cloud, mobile, and OSS community to bring financial services to the world's 2 billion poor & unbanked.

The Mifos Initiative is a US-based 501(c)3 non-profit whose mission is to speed the elimination of poverty by leading a global community that builds, supports, and uses Mifos X, a free and open source banking platform to bring responsible financial services to the world’s 2 billion poor and unbanked. We combine fintech, the cloud, mobile apps, and open source community to create a game-changing approach to technology-enabled financial inclusion. With Mifos, you can help build cutting edge web and mobile banking apps, research trends in financial services, analyze new fintech innovations, design UX for consumer banking, enable collaboration amongst our global community, and conduct outreach for a global nonprofit.

More than 7 million clients are being reached by 300 financial institutions & fintech innovators who use Mifos software to power their operations across 40 countries. They are supported by a global community of 110 deployment partners & hundreds of volunteers who sustainably build impactful innovations in digital financial services.

For the past decade, we've been at the forefront of transformative technology for financial services to the poor. Our technology stack provides complete banking infrastructure that is cloud-ready, mobile-enabled, and scalable to the billions in need of cost-effective financial services. Our projects center around web & mobile apps using APIs from Apache Fineract, the world's only API-driven open source platform for financial inclusion.

Primary Open Source License: Apache License 2.0 (Apache-2.0)

Programming Languages:

  • java
  • angular
  • android
  • html
  • mysql


  • fintech
  • financial services
  • cloud
  • mobile
  • big data