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Mifos is focused on digital financial services which offer unparalleled access, reach, and depth of financial services at much lower cost. To better approach each market we want to understand mobile money, electronic money, mobile wallet and fintech landscape and regulatory climate that is enabling it.

See https://goo.gl/NEnwjR for an overview of required deliverables.

Digital Financial Services

Mobile Money Ecosystem

• Who are major mobile money players?
• How widely adopted is mobile money?
• Is it interoperable?
• For each major mobile money player, what products do they have? what is cost? how many users do they have? what is transaction volume?

Electronic Money

• What is level of adoption of electronic money (debit/credit cards, alternative/crypto-currency)?

Regulatory Landscape

• Any recent major legislation for?
  • Financial Inclusion
  • Electronic Money
  • FinTech
• Are there any government support programs for FIs?
• Does financial data in core banking system need to be hosted in country?

Mobile Wallets & Payment Systems

• Who are major mobile wallet providers? Major payment systems?
• What are products they offer? What is their business model?
• What is adoption with the poor?

FinTech

• Who are major fintech players?
• Which ones focuson financial inclusion? What products do they offer?
• What are major trends we're seeing?

Ecosystem

• What are the major tech hubs/startup incubators we can partner with? (Please include location, types of businesses they promote, if they focus on FinTech)